Personal finance · United Arab Emirates
Every dirham you own, in one place.
Zadd logs your spending the moment you tap, gives every month a zero-based budget in dirhams, and tracks your whole net worth, cash to gold, in one iOS app.
In the UAE, your money scatters across banks, brokerages, and wallets that ignore each other. Zadd is the one place it adds up.
How it works
From a card tap to a live picture of everything you own.
- 01
Tap. It's logged.
Pay with Apple Pay and the transaction is in Zadd before the receipt prints — and AI files it into your own categories, even when the merchant string is a mangled mess.
- 02
Give every dirham a job
Zero-based budgeting splits each month across income, spending, debt, and savings, so money stops slipping through unnoticed.
- 03
See your whole net worth
Stocks, ETFs, crypto, and physical gold by karat sit right next to your cash — and your valuables and debts count too. Your full position, in AED, priced live.
Inside the app
Eight rooms, one house. Tap any of them for the full tour.
Pulse
Swipe each expense need or want. The verdict stays yours.
Budgets
Zero-based months, honest daily pace, bills reserved before you spend.
Auto-logging + AI
Apple Pay taps land by themselves, filed into your own categories.
Accounts
Balances, savings goals, and every card on one screen.
Investments
Your real lots — stocks, ETFs, crypto — priced live in AED.
Gold
Karat by karat, at today's Dubai rate.
Valuables
Collections for the things you own — cars, watches, jewellery.
Debts
Liabilities that pay down as you log the payments.
Built to be trusted with your money
No bank credentials, no data resale, no AI verdicts about your life.
No bank logins, ever
Zadd never asks for a banking password and never connects to your accounts. It knows exactly what you and your card taps tell it — nothing more.
Your ledger lives on your phone
Transactions, budgets, and holdings are stored on your device. The AI is sent merchant names and computed figures to do its job — never account numbers, never your identity.
The judgement stays yours
AI files the category; whether it was a need or a want is a call Zadd never makes for you. Your money story stays written by you — and is never sold.
Coming soon to the App Store.
Zadd is in private beta. The day it opens to everyone, this is where you will hear it first.
iOS app · Coming soon